{"id":64270,"date":"2026-05-15T00:08:38","date_gmt":"2026-05-15T00:08:38","guid":{"rendered":"https:\/\/devtechnosys.com\/insights\/?p=64270"},"modified":"2026-05-15T09:28:35","modified_gmt":"2026-05-15T09:28:35","slug":"banking-app-architecture","status":"publish","type":"post","link":"https:\/\/devtechnosys.com\/insights\/banking-app-architecture\/","title":{"rendered":"Banking App Architecture: Tech Stack, APIs &#038; Cloud Infrastructure"},"content":{"rendered":"<div class=\"blog_summry_box\">\n<h3><span class=\"ez-toc-section\" id=\"Key_takeaways\"><\/span>Key takeaways:<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Financial institutions and fintech companies are becoming modern and digitalized with the mobile-first generation.<\/li>\n<li>The architecture of a banking app is really essential for its scalability, efficiency, speed, and seamless working.<\/li>\n<li>The banking app architecture includes a combination of robust technologies, APIs, and cloud infrastructure.<\/li>\n<li>According to Statista, the global market of digital banking is expected to reach USD 2.20 trillion by 2030.<\/li>\n<li>As per the studies by McKinsey, agentic AI could lower banking operational costs by 20% or more.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><button class=\"btn btn-orange strategy-btn\">Book a Free Strategy Call<\/button><\/p>\n<\/div>\n<p>\u00a0<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Banking app architecture is something beyond just a technical blueprint for app development. It is a segment that can impact security, users\u2019 trust, and the revenue stream of financial institutions. When the architecture is poorly designed, it can lead to system downtime and compliance failures.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">That\u2019s why developing a scalable, secure, and future-ready banking app requires the right architectural decisions. For CTOs, enterprise architects, and banking leaders, digital banking platform architecture is really essential for long-term success.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Whether making immediate transactions or receiving the money, each banking function works on a well-structured system. In this blog, we have explained the core banking system architecture and other important details.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">With this guide, businesses can design a strong, compliant, and high-performing digital banking solution. <\/span><\/p>\n<p>\u00a0<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"5_Core_Components_of_Bank_Architecture_From_Frontend_to_Security_Layer\"><\/span><span style=\"text-decoration: underline;\"><b>5 Core Components of Bank Architecture: From Frontend to Security Layer<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The essential elements of a banking application architecture are frontend, backend, database, security, and API. Here, we will understand their key roles and how they help in improving and building banking apps\u2019 architecture.\u00a0<\/span><\/p>\n<p>\u00a0<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-66102 aligncenter\" src=\"https:\/\/devtechnosys.com\/insights\/wp-content\/uploads\/2026\/03\/5-Core-Components-of-Bank-Architecture_-From-Frontend-to-Security-Layer.png\" alt=\"5 Core Components of Bank Architecture_ From Frontend to Security Layer\" width=\"1024\" height=\"535\" title=\"\" srcset=\"https:\/\/devtechnosys.com\/insights\/wp-content\/uploads\/2026\/03\/5-Core-Components-of-Bank-Architecture_-From-Frontend-to-Security-Layer.png 1024w, https:\/\/devtechnosys.com\/insights\/wp-content\/uploads\/2026\/03\/5-Core-Components-of-Bank-Architecture_-From-Frontend-to-Security-Layer-300x157.png 300w, https:\/\/devtechnosys.com\/insights\/wp-content\/uploads\/2026\/03\/5-Core-Components-of-Bank-Architecture_-From-Frontend-to-Security-Layer-768x401.png 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\"><\/p>\n<p>\u00a0<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1_Frontend_Layer_User_Interface\"><\/span><b>1. Frontend Layer (User Interface)<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u00a0<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The frontend is the face of the banking application where users interact and get directly engaged. A <\/span><a href=\"https:\/\/devtechnosys.com\/mobile-app-development.php\"><span style=\"font-weight: 400;\">mobile app development company<\/span><\/a> <span style=\"font-weight: 400;\">focuses on building a seamless, responsive, perfectly designed, and intuitive frontend. When the frontend is strongly built, it helps users check balances, transfer money, and manage accounts effortlessly across devices.\u00a0<\/span><\/p>\n<p>\u00a0<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2_Backend_Layer_Business_Logic\"><\/span><b>2. Backend Layer (Business Logic)<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The backend empowers the banking apps in transaction processing, workflow management, and implementing business rules. The main purpose of backend development in a <\/span><a href=\"https:\/\/devtechnosys.com\/insights\/fintech-terminology\/#2_What_is_Digital_Banking\"><span style=\"font-weight: 400;\">digital banking<\/span><\/a><span style=\"font-weight: 400;\"> architecture is to ensure operational accuracy. It even handles requests from users and connects different services to deliver fast and reliable banking functions.<\/span><\/p>\n<p>\u00a0<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3_Database_Layer_Data_Handling\"><\/span><b>3. Database Layer (Data Handling)<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Database layering is essential to securely store and manage important customer data. It handles users\u2019 personal and financial details, transactions, and account records. <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The database also ensures fast retrieval of data while maintaining consistent trust among users. It enables a better and more reliable banking experience for users by offering real-time updates.\u00a0<\/span><\/p>\n<p>\u00a0<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"4_API_Integration_Layer\"><\/span><b>4. API &amp; Integration Layer<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><a href=\"https:\/\/devtechnosys.com\/guide\/api-development-company.php\"><span style=\"font-weight: 400;\">API development<\/span><\/a><span style=\"font-weight: 400;\"> is necessary to streamline and smooth banking communication between the app and external services. It includes services like <\/span><a href=\"https:\/\/devtechnosys.com\/insights\/fintech-terminology\/#3_What_is_a_Payment_Gateway\"><span style=\"font-weight: 400;\">payment gateway<\/span><\/a><span style=\"font-weight: 400;\">s, KYC systems, UPI transactions, SMS\/OTP services, and more. It is beneficial for quick feature integration that improves the functionalities of the banking app and supports real-time data exchange.\u00a0<\/span><\/p>\n<p>\u00a0<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"5_Security_Layer\"><\/span><b>5. Security Layer<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The next most essential component of banking application architecture is security. It is mandatory to protect sensitive financial data using encryption, authentication, and fraud detection systems. <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">In <\/span><a href=\"https:\/\/devtechnosys.com\/insights\/digital-banking-architecture\/\"><span style=\"font-weight: 400;\">digital banking architecture<\/span><\/a><span style=\"font-weight: 400;\">, security ensures safe transactions, prevents unauthorized access, and helps banks comply with strict regulatory standards.\u00a0<\/span><\/p>\n<p>\u00a0<\/p>\n<p><button type=\"button\" class=\"modalTrigger\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-64274 aligncenter\" src=\"https:\/\/devtechnosys.com\/insights\/wp-content\/uploads\/2026\/03\/CTA-1-Banking-App-Architecture.png\" alt=\"CTA 1 Banking App Architecture\" width=\"1500\" height=\"315\" title=\"\" srcset=\"https:\/\/devtechnosys.com\/insights\/wp-content\/uploads\/2026\/03\/CTA-1-Banking-App-Architecture.png 1500w, https:\/\/devtechnosys.com\/insights\/wp-content\/uploads\/2026\/03\/CTA-1-Banking-App-Architecture-300x63.png 300w, https:\/\/devtechnosys.com\/insights\/wp-content\/uploads\/2026\/03\/CTA-1-Banking-App-Architecture-1024x215.png 1024w, https:\/\/devtechnosys.com\/insights\/wp-content\/uploads\/2026\/03\/CTA-1-Banking-App-Architecture-768x161.png 768w\" sizes=\"auto, (max-width: 1500px) 100vw, 1500px\"><\/button><\/p>\n<p>\u00a0<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Digital_Banking_Architecture_Patterns_5_Models_Compared_for_Banks_Fintechs\"><\/span><span style=\"text-decoration: underline;\"><b>Digital Banking Architecture Patterns: 5 Models Compared for Banks &amp; Fintechs<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The <\/span><a href=\"https:\/\/devtechnosys.com\/mobile-banking-app-development.php\"><span style=\"font-weight: 400;\">custom banking app development<\/span><\/a><span style=\"font-weight: 400;\"> today is not only fast but also seamless. What matters for their performance is the architecture behind them. <\/span><span style=\"font-weight: 400;\">Something common in each banking app architecture is that it shapes scalability, security, and user experience. So, have a look at the different types of banking apps, their architecture, and features.\u00a0<\/span><\/p>\n<p>\u00a0<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-66103 aligncenter\" src=\"https:\/\/devtechnosys.com\/insights\/wp-content\/uploads\/2026\/03\/Digital-Banking-Architecture-Patterns_-5-Models-Compared-for-Banks-Fintechs.png\" alt=\"Digital Banking Architecture Patterns_ 5 Models Compared for Banks &amp; Fintechs\" width=\"1024\" height=\"535\" title=\"\" srcset=\"https:\/\/devtechnosys.com\/insights\/wp-content\/uploads\/2026\/03\/Digital-Banking-Architecture-Patterns_-5-Models-Compared-for-Banks-Fintechs.png 1024w, https:\/\/devtechnosys.com\/insights\/wp-content\/uploads\/2026\/03\/Digital-Banking-Architecture-Patterns_-5-Models-Compared-for-Banks-Fintechs-300x157.png 300w, https:\/\/devtechnosys.com\/insights\/wp-content\/uploads\/2026\/03\/Digital-Banking-Architecture-Patterns_-5-Models-Compared-for-Banks-Fintechs-768x401.png 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\"><\/p>\n<p>\u00a0<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1_Monolithic_Architecture_The_%E2%80%9CAll-in-One%E2%80%9D_Giant\"><\/span><b>1. Monolithic Architecture: The \u201cAll-in-One\u201d Giant<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Monolithic architecture builds the complete banking system in one single, large platform. It means to <\/span><a href=\"https:\/\/devtechnosys.com\/insights\/how-to-develop-a-mobile-application\/\"><span style=\"font-weight: 400;\">create a mobile app<\/span><\/a><span style=\"font-weight: 400;\"> for multiple services, including loans, savings, transfers, and security.\u00a0\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><b>Advantage: <\/b><span style=\"font-weight: 400;\">Simple to develop and easier to test.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><b>Disadvantage: <\/b><span style=\"font-weight: 400;\">Slow to update and risky to change.<\/span><\/p>\n<p>\u00a0<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2_Microservices_Architecture_The_%E2%80%9CLego%E2%80%9D_Set\"><\/span><b>2. Microservices Architecture: The \u201cLego\u201d Set<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Microservices architecture breaks the bank into small, independent services. Here, different tasks like balance enquiry, fraud detection, and profile update are divided, and they communicate to solve any issues.<\/span><\/p>\n<p style=\"text-align: justify;\"><b>Advantage:<\/b><span style=\"font-weight: 400;\"> If one service crashes, it doesn\u2019t affect the other.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><b>Disadvantage: <\/b><span style=\"font-weight: 400;\">A lot of APIs are needed and complex to manage.\u00a0<\/span><\/p>\n<p>\u00a0<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3_Service-Oriented_Architecture_SOA_The_%E2%80%9CCorporate_Departments\"><\/span><b>3. Service-Oriented Architecture (SOA): The \u201cCorporate Departments<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">In Service-Oriented Architecture (SOA), <\/span><a href=\"https:\/\/devtechnosys.com\/insights\/top-companies\/banking-app-development-companies-in-usa\/\"><span style=\"font-weight: 400;\">banking app development companies<\/span><\/a> <span style=\"font-weight: 400;\">combine functions into larger services. These services share a common communication line, which is known as the Enterprise Service Bus.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><b>Advantage: <\/b><span style=\"font-weight: 400;\">Integrates old systems with new ones in an organized and disciplined way.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><b>Disadvantage: <\/b><span style=\"font-weight: 400;\">The central communication line is not as agile as microservices.\u00a0<\/span><\/p>\n<p>\u00a0<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"4_Serverless_Architecture_The_%E2%80%9COn-Demand%E2%80%9D_Utility\"><\/span><b>4. Serverless Architecture: The \u201cOn-Demand\u201d Utility<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">In serverless architecture, banks or fintech companies don\u2019t own or manage servers. Rather than that, they write code that only runs with the customer\u2019s command. After that, the rest will be handled by cloud providers.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><b>Advantage: <\/b><span style=\"font-weight: 400;\">It is cheap, scalable, and the system expands with the growing user base.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><b>Disadvantage: <\/b><span style=\"font-weight: 400;\">Less control over underlying hardware, making banks\u2019 regulators nervous.\u00a0<\/span><\/p>\n<p>\u00a0<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"5_Event-Driven_Architecture_The_%E2%80%9CReaction%E2%80%9D_System\"><\/span><b>5. Event-Driven Architecture: The \u201cReaction\u201d System<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The event-driven architecture in the <\/span><a href=\"https:\/\/devtechnosys.com\/insights\/peer-to-peer-payment-app\/\"><span style=\"font-weight: 400;\">Peer-to-Peer payment app<\/span><\/a><span style=\"font-weight: 400;\"> works on events. These events include card swipes, deposits, or login attempts. In this architecture, the system doesn\u2019t wait for the command.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><b>Advantage: <\/b><span style=\"font-weight: 400;\">Fast fraud detection and notification system. Reacts simultaneously.<\/span><\/p>\n<p style=\"text-align: justify;\"><b>Disadvantage: <\/b><span style=\"font-weight: 400;\">Hard to track the exact issue because multiple things happen at once.\u00a0<\/span><\/p>\n<p>\u00a0<\/p>\n<style>\r\n@import url('https:\/\/fonts.googleapis.com\/css2?family=Inter:wght@500;600;700&display=swap');\r\n\r\n.dt-mcta.cta-section.form-cta {\r\n  width: 100%;\r\n  max-width: 100%;\r\n  --dt-mcta-bg: #eef1f6;\r\n  --dt-mcta-surface: #ffffff;\r\n  --dt-mcta-text: #1a1d24;\r\n  --dt-mcta-muted: #5c6370;\r\n  --dt-mcta-accent: #e85d04;\r\n  --dt-mcta-accent-soft: rgba(232, 93, 4, 0.12);\r\n  --dt-mcta-dark: #2d3142;\r\n  --dt-mcta-radius: 18px;\r\n  --dt-mcta-shadow: 0 4px 24px rgba(26, 29, 36, 0.08);\r\n  --dt-mcta-shadow-hover: 0 12px 40px rgba(26, 29, 36, 0.12);\r\n  font-family: 'Inter', system-ui, -apple-system, Segoe UI, Roboto, sans-serif;\r\n  background: var(--dt-mcta-bg) !important;\r\n  background-image:\r\n    radial-gradient(ellipse 120% 80% 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#232636 !important;\r\n  color: #fff !important;\r\n}\r\n<\/style>\r\n\r\n<section class=\"dt-mcta cta-section form-cta paddTB120\">\r\n   <div class=\"container dt-mcta__inner\">\r\n      <div class=\"dt-mcta__head section-head\">\r\n         <div class=\"section-head-inner\">\r\n            <h2 class=\"h2-headline\"><span class=\"ez-toc-section\" id=\"Want_a_chatbot_demo_or_pricing_Fill_the_form_and_talk_to_our_experts_today\"><\/span>Want a chatbot demo or pricing? Fill the form and talk to our experts today.<span class=\"ez-toc-section-end\"><\/span><\/h2>\r\n            <p class=\"dt-mcta__sub\">Pick what you need below \u2014 you can select more than one \u2014 then tap <strong>Get detail<\/strong> to continue.<\/p>\r\n         <\/div>\r\n      <\/div>\r\n      <ul class=\"cta-list\">\r\n         <li>\r\n            <div class=\"cta-box active\" data-attr=\"Demo Chat\">\r\n               <span class=\"dt-mcta__icon\" aria-hidden=\"true\">\r\n                  <svg viewbox=\"0 0 24 24\"><path d=\"M12 3a7 7 0 0 0-7 7v0a7 7 0 0 0 7 7h.5l3 2v-3.2A7 7 0 0 0 19 10a7 7 0 0 0-7-7z\"><\/path><circle cx=\"9\" cy=\"10\" r=\"1\" fill=\"currentColor\" stroke=\"none\"><\/circle><circle cx=\"12\" cy=\"10\" r=\"1\" fill=\"currentColor\" stroke=\"none\"><\/circle><circle cx=\"15\" cy=\"10\" r=\"1\" fill=\"currentColor\" stroke=\"none\"><\/circle><\/svg>\r\n               <\/span>\r\n               <h5 class=\"h5-headline white-color\"><span class=\"ez-toc-section\" id=\"Chatbot_demo_dashboard\"><\/span>Chatbot demo dashboard<span class=\"ez-toc-section-end\"><\/span><\/h5>\r\n               <div class=\"form-btn\">\r\n                  <a class=\"btn btn-outline-orange\">Book now<\/a>\r\n               <\/div>\r\n            <\/div>\r\n         <\/li>\r\n         <li>\r\n            <div class=\"cta-box\" data-attr=\"Cost to develop an app\">\r\n               <span class=\"dt-mcta__icon\" aria-hidden=\"true\">\r\n                  <svg viewbox=\"0 0 24 24\"><path d=\"M4 19.5A2.5 2.5 0 0 1 6.5 17H20\"><\/path><path d=\"M6.5 2H20v20H6.5A2.5 2.5 0 0 1 4 19.5v-15A2.5 2.5 0 0 1 6.5 2z\"><\/path><\/svg>\r\n               <\/span>\r\n               <h5 class=\"h5-headline white-color\"><span class=\"ez-toc-section\" id=\"Cost_to_develop_an_app\"><\/span>Cost to develop an app<span class=\"ez-toc-section-end\"><\/span><\/h5>\r\n               <div class=\"form-btn\">\r\n                  <a class=\"btn btn-outline-orange\">Download e-book<\/a>\r\n               <\/div>\r\n            <\/div>\r\n         <\/li>\r\n         <li>\r\n            <div class=\"cta-box\" data-attr=\"Industry\">\r\n               <span class=\"dt-mcta__icon\" aria-hidden=\"true\">\r\n                  <svg viewbox=\"0 0 24 24\"><path d=\"M3 3v18h18\"><\/path><path d=\"M18 17V9\"><\/path><path d=\"M13 17V5\"><\/path><path d=\"M8 17v-3\"><\/path><\/svg>\r\n               <\/span>\r\n               <h5 class=\"h5-headline white-color\"><span class=\"ez-toc-section\" id=\"Industry_report\"><\/span>Industry report<span class=\"ez-toc-section-end\"><\/span><\/h5>\r\n               <div class=\"form-btn\">\r\n                  <a class=\"btn btn-outline-orange\">Download<\/a>\r\n               <\/div>\r\n            <\/div>\r\n         <\/li>\r\n         <li>\r\n            <div class=\"cta-box\" data-attr=\"Case Study\">\r\n               <span class=\"dt-mcta__icon\" aria-hidden=\"true\">\r\n                  <svg viewbox=\"0 0 24 24\"><path d=\"M14 2H6a2 2 0 0 0-2 2v16a2 2 0 0 0 2 2h12a2 2 0 0 0 2-2V8z\"><\/path><path d=\"M14 2v6h6\"><\/path><path d=\"M16 13H8\"><\/path><path d=\"M16 17H8\"><\/path><path d=\"M10 9H8\"><\/path><\/svg>\r\n               <\/span>\r\n               <h5 class=\"h5-headline white-color\"><span class=\"ez-toc-section\" id=\"Case_study\"><\/span>Case study<span class=\"ez-toc-section-end\"><\/span><\/h5>\r\n               <div class=\"form-btn\">\r\n                  <a class=\"btn btn-outline-orange\">Check it now<\/a>\r\n               <\/div>\r\n            <\/div>\r\n         <\/li>\r\n      <\/ul>\r\n      <div class=\"submit-detail-btn dt-mcta__footer\">\r\n         <a href=\"javascript:void(0)\" role=\"button\" class=\"btn purple modal-btn\" data-id=\"1\">Get detail<\/a>\r\n      <\/div>\r\n   <\/div>\r\n<\/section>\r\n\r\n\r\n\r\n\r\n\n<p>\u00a0<\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"Banking_App_Tech_Stack_2026_Complete_Technology_Map_for_Core_Banking_Digital_Platforms\"><\/span><span style=\"text-decoration: underline;\"><b>Banking App Tech Stack 2026: Complete Technology Map for Core Banking &amp; Digital Platforms<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">A strong <\/span><a href=\"https:\/\/devtechnosys.com\/mobile-banking-app-development.php\"><span style=\"font-weight: 400;\">mobile banking app development<\/span><\/a><span style=\"font-weight: 400;\"> requires a strong fintech tech stack. A robust tech stack integrates the latest tools, frameworks, and technologies. <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">A well-designed banking app technology stack helps financial institutions in handling real-time transactions and protecting sensitive data. Below is a comprehensive breakdown of the key components involved in the mobile banking tech stack.<\/span><\/p>\n<p>\u00a0<\/p>\n<table>\n<tbody>\n<tr>\n<td>\n<h4><span class=\"ez-toc-section\" id=\"Component\"><\/span><b>Component<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/td>\n<td>\n<h4><span class=\"ez-toc-section\" id=\"Description\"><\/span><b>Description<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/td>\n<td>\n<h4><span class=\"ez-toc-section\" id=\"Popular_ToolsTechnologies\"><\/span><b>Popular Tools\/Technologies<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Frontend Development<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Handles user interface and user experience for mobile and web banking apps.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">React Native, Flutter, Angular<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Backend Development<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Manages business logic, authentication, and transaction processing.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Node.js, Java, .NET<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Database Management<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Stores user data, transaction history, and financial records securely.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">PostgreSQL, MongoDB, MySQL<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">API Integration<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Enables communication between banking systems and third-party services.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">REST APIs, GraphQL, Open <\/span><a href=\"https:\/\/devtechnosys.com\/insights\/fintech-terminology\/#10_What_is_Banking_API\"><span style=\"font-weight: 400;\">Banking API<\/span><\/a><span style=\"font-weight: 400;\">s<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Microservices Architecture<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Breaks the app into smaller, scalable services for better performance.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Docker, Kubernetes<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Cloud Infrastructure<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Provides scalability, storage, and computing power for banking apps.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">AWS, Microsoft Azure, Google Cloud<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Security Framework<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Ensures data protection, encryption, and regulatory compliance.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">OAuth 2.0, SSL\/TLS, JWT<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Payment Gateway Integration<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Facilitates secure online transactions and digital payments.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Stripe, PayPal, Razorpay<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">DevOps &amp; CI\/CD<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Automates deployment, testing, and monitoring processes.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Jenkins, GitHub Actions, GitLab CI<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Analytics &amp; Monitoring<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Tracks user behavior, app performance, and system health.<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Google Analytics, New Relic, Datadog<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u00a0<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Digital_Banking_Platform_Architecture_Microservices_APIs_Cloud_Database_Design\"><\/span><span style=\"text-decoration: underline;\"><b style=\"text-align: justify;\">Digital Banking Platform Architecture: Microservices, APIs, Cloud &amp; Database Design<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">In 2026, a banking app is something beyond just checking the balance. It is a whole sophisticated financial system that works 24\/7. Here, we will discuss the core components and architectural styles that are the backbone of today\u2019s digital banks.\u00a0<\/span><\/p>\n<p>\u00a0<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-66104 aligncenter\" src=\"https:\/\/devtechnosys.com\/insights\/wp-content\/uploads\/2026\/03\/Digital-Banking-Platform-Architecture_-Microservices-APIs-Cloud-Database-Design.png\" alt=\"Digital Banking Platform Architecture_ Microservices, APIs, Cloud &amp; Database Design\" width=\"1024\" height=\"535\" title=\"\" srcset=\"https:\/\/devtechnosys.com\/insights\/wp-content\/uploads\/2026\/03\/Digital-Banking-Platform-Architecture_-Microservices-APIs-Cloud-Database-Design.png 1024w, https:\/\/devtechnosys.com\/insights\/wp-content\/uploads\/2026\/03\/Digital-Banking-Platform-Architecture_-Microservices-APIs-Cloud-Database-Design-300x157.png 300w, https:\/\/devtechnosys.com\/insights\/wp-content\/uploads\/2026\/03\/Digital-Banking-Platform-Architecture_-Microservices-APIs-Cloud-Database-Design-768x401.png 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\"><\/p>\n<p>\u00a0<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1_Microservices_Architecture_in_Banking_Apps\"><\/span><b>1. Microservices Architecture in Banking Apps<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u00a0<\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Microservices architecture banking is a method in which every single banking function works on its own mini app. It is beneficial for offering high scalability and fault isolation. In this architecture, if one service crashes, the other remains intact. It is perfect for real-time fraud detection, instant P2P payments, and modular card management.<\/span><\/p>\n<p>\u00a0<\/p>\n<p style=\"text-align: justify;\"><b>Understand with an example:<\/b><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Microservices in fintech are like a whole system where you can use a single service without interrupting the others. But if we talk about Monolith, it is a single platform that completely crashes if one thing is interrupted.\u00a0<\/span><\/p>\n<p>\u00a0<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"2_API_Integration_in_Banking_Applications\"><\/span><b>2. API Integration in Banking Applications<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">APIs (Application Programming Interfaces) are useful for bridging the gap between a bank\u2019s internal data and external features. There are several types of APIs in banking applications:<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\"><b>Internal: <\/b><span style=\"font-weight: 400;\">These APIs are used within the bank\u2019s own team privately.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>External: <\/b><span style=\"font-weight: 400;\">It is used for third-party developers, developing new financial tools.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Partner: <\/b><span style=\"font-weight: 400;\">This kinds of APIs are shared only with the trusted entities.\u00a0<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><b>REST vs SOAP APIs:<\/b><span style=\"font-weight: 400;\"> REST APIs are lightweight, faster, and widely used. Whereas SOAP APIs offer higher security and reliability for complex transactions.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The security and authentication of APIs depend on OAuth, tokenization, encryption, and rate limiting to protect sensitive financial data.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Usually, <\/span><a href=\"https:\/\/devtechnosys.com\/insights\/fintech-terminology\/#5_What_is_Open_Banking\"><span style=\"font-weight: 400;\">open banking<\/span><\/a><span style=\"font-weight: 400;\"> APIs can seamlessly share data with third parties securely. While PSD2 APIs have full control over the financial data and work with transparency.\u00a0<\/span><\/p>\n<p>\u00a0<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"3_Cloud_Infrastructure_for_Banking_Apps\"><\/span><b>3. Cloud Infrastructure for Banking Apps<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Instead of maintaining server rooms, modern banks get virtual storage power from the cloud. It is really essential to manage millions of people using a platform at the same time, without crashing.\u00a0<\/span><\/p>\n<p>\u00a0<\/p>\n<p style=\"text-align: justify;\"><b>Types of Cloud:\u00a0<\/b><\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\"><b>Public: <\/b><span style=\"font-weight: 400;\">It includes shared resources such as AWS, Azure, or Google Cloud.<\/span><\/li>\n<li aria-level=\"1\"><b>Private: <\/b><span style=\"font-weight: 400;\">It is a cloud specifically dedicated to a single bank for privacy and security.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>Hybrid: <\/b><span style=\"font-weight: 400;\">It blends both; it integrates public cloud but keeps the sensitive data private. <\/span><\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<p><b>Service Models:<\/b><\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\"><b>IaaS (Infrastructure as a Service): <\/b><span style=\"font-weight: 400;\">In this model, hardware such as servers\/storage is rented out.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>PaaS (Platform as a Service): <\/b><span style=\"font-weight: 400;\">Here, tools to build and deploy apps quickly are rented.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>SaaS (Software as a Service):<\/b><span style=\"font-weight: 400;\"> It allows using software through the web without installing. <\/span><\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Database_Architecture_for_Banking_Systems\"><\/span><b>4. Database Architecture for Banking Systems<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">The database is considered the brain where every single transaction of every single penny is recorded. Therefore, it has to be 100% accurate and secure all the time. Database architecture in banking apps ensures accuracy in transactions, speed in data retrieval, and reliability in the system.\u00a0<\/span><\/p>\n<ul style=\"text-align: justify;\">\n<li aria-level=\"1\"><b>SQL: <\/b><span style=\"font-weight: 400;\">It is beneficial for structured data to ensure the funds don\u2019t get lost during transfers.\u00a0<\/span><\/li>\n<li aria-level=\"1\"><b>NoSQL: <\/b><span style=\"font-weight: 400;\">It is helpful for unstructured data like user chat logs, documents, or social media links.<\/span><\/li>\n<\/ul>\n<p style=\"text-align: justify;\"><b>ACID Compliance:<\/b><span style=\"font-weight: 400;\"> ACID stands for Atomicity, Consistency, Isolation, Durability. It is a strict set of rules that guarantees database transaction reliability.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><b>Real-Time Processing:<\/b><span style=\"font-weight: 400;\"> It uses multiple tools and updates your balance with the exact amount within milliseconds of any payment made.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><b>Data Security:<\/b><span style=\"font-weight: 400;\"> It involves Encryption at Rest to protect stored files.\u00a0 Also, it includes Encryption in Transit to protect data while it travels over the internet.\u00a0<\/span><\/p>\n<p>\u00a0<\/p>\n<p><a title=\"+91-9983263662\" href=\"https:\/\/wa.me\/919983263662?text=hello%20devtechnosys\" target=\"_blank\" rel=\"noopener\"><img decoding=\"async\" class=\"aligncenter\" src=\"https:\/\/devtechnosys.com\/insights\/wp-content\/uploads\/2025\/01\/chat-with-our-experts-on-whatsapp-1.png\" alt=\"Chat With Our Experts On Whatsapp 1\" title=\"\"><\/a><\/p>\n<p>\u00a0<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Enterprise_Architecture_for_Banking_Frameworks_Governance_Modernization_Strategy\"><\/span><span style=\"text-decoration: underline;\"><b>Enterprise Architecture for Banking: Frameworks, Governance &amp; Modernization Strategy<\/b><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Enterprise architecture for banking matches up with IT systems, data, processes, and business strategy. It helps in enhancing the scalability, compliance, and innovation of the financial institutions. This architecture also decreases the operational risk while enabling faster digital transformation.<\/span><\/p>\n<p>\u00a0<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"1_Key_Frameworks_Used_in_Banking\"><\/span><b>1. Key Frameworks Used in Banking:\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>TOGAF \u2013<\/b><span style=\"font-weight: 400;\"> Enterprise Architecture developing and governing Enterprise IT Architecture<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Zachman Framework- <\/b><span style=\"font-weight: 400;\">A structured approach to identify the business to Information Technology (IT) relationship<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Banking Industry Architecture Network-<\/b><span style=\"font-weight: 400;\"> It establish API driven Service Oriented Architecture (SOA)<\/span><\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Banking_Enterprise_Architecture_Related_Decisions\"><\/span><b>2. Banking Enterprise Architecture Related Decisions:<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<ul style=\"text-align: justify;\">\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Build Vs. Buy Core Banking System \u2013 <\/b><span style=\"font-weight: 400;\">Customizing versus cost and time to Market (Build Cost Vs Customize Cost Vs Time to Market)<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>Monolithic versus Microservices \u2013<\/b><span style=\"font-weight: 400;\"> To achieve agility and scalability<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><b>\u00a0Legacy integration \u2013 <\/b><span style=\"font-weight: 400;\">Connect legacy systems using modern APIs and Cloud.<\/span><\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_EA_Governance_in_Banking\"><\/span><b>3. EA Governance in Banking<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">Banks usually implement architecture review boards, defined technology roadmaps, and compliance standards. This helps to ensure consistency, security, and long-term scalability.<\/span><\/p>\n<p>\u00a0<\/p>\n<h3 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"4_Traditional_vs_Modern_Architecture\"><\/span><b>4. Traditional vs Modern Architecture<\/b><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u00a0<\/p>\n<table>\n<tbody>\n<tr>\n<td>\n<h4><span class=\"ez-toc-section\" id=\"Aspect\"><\/span><b>Aspect<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/td>\n<td>\n<h4><span class=\"ez-toc-section\" id=\"Legacy_IT_Architecture\"><\/span><b>Legacy IT Architecture<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/td>\n<td>\n<h4><span class=\"ez-toc-section\" id=\"Modern_Enterprise_Architecture\"><\/span><b>Modern Enterprise Architecture<\/b><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Structure<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Monolithic<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Microservices-based<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Integration<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Point-to-point<\/span><\/td>\n<td><span style=\"font-weight: 400;\">API-driven<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Scalability<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Limited<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Cloud-native<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Innovation<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Slow<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Agile delivery<\/span><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400;\">Data<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Siloed<\/span><\/td>\n<td><span style=\"font-weight: 400;\">Real-time unified<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u00a0<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><b style=\"text-align: justify;\"><span style=\"text-decoration: underline;\">Conclusion<\/span>\u00a0<\/b><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">To build a banking app, financial institutions require a secure, scalable, and well-structured digital banking architecture. This should correspond to the business goals and regulatory demands. Whether you\u2019re digitalizing the banking system or building a mobile banking app, the right architecture is a must.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">When the banking app is developed properly, it drives resilience, performance, and innovation in the long term. Also, using microservices, API-first models, and cloud-native systems makes the banking app stay competitive.\u00a0<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-weight: 400;\">To implement a robust and compliant solution, partner with an experienced banking app development services provider. They offer end-to-end banking app development services tailored to enterprise needs.<\/span><\/p>\n<p>\u00a0<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Related_Insights\"><\/span>Related Insights<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<blockquote><p><a href=\"https:\/\/devtechnosys.com\/insights\/baas-banking-as-a-service\/\">Banking-as-a-Service (BaaS): The New Revenue Stream For Fintech<\/a><\/p>\n<p><a href=\"https:\/\/devtechnosys.com\/insights\/develop-an-app-like-monzo\/\">How to Develop an App Like Monzo: A Banking Application<\/a><\/p>\n<p><a href=\"https:\/\/devtechnosys.com\/insights\/digital-banking-app-features\/\">Must-Have Features in Banking Apps and Digital Banking Platforms<\/a><\/p>\n<p><a href=\"https:\/\/devtechnosys.com\/insights\/complete-guide-to-banking-app-development\/\">Complete Guide to Banking App Development: Process, Timeline &amp; Development Team<\/a><\/p>\n<p><a href=\"https:\/\/devtechnosys.com\/insights\/mobile-banking-app-maintenance-cost\/\">Mobile Banking App Maintenance Cost<\/a><\/p>\n<p><a href=\"https:\/\/devtechnosys.com\/insights\/banking-app-development-cost\/\">Banking App Development Cost In 2026<\/a><\/p><\/blockquote>\n<p>\u00a0<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Key takeaways: Financial institutions and fintech companies are becoming modern and digitalized with the mobile-first generation. The architecture of a banking app is really essential for its scalability, efficiency, speed, and seamless working. The banking app architecture includes a combination of robust technologies, APIs, and cloud infrastructure. According to Statista, the global market of digital [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":64271,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1110],"tags":[15037,15038,15040,15039,15042,2201,15011,15012,15041],"class_list":["post-64270","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-banking-app-development","tag-banking-app-architecture","tag-banking-app-tech-stack","tag-banking-app-technology-stack","tag-banking-software-architecture","tag-banking-software-tech-stack","tag-digital-banking-architecture","tag-fintech-app-architecture","tag-fintech-tech-stack","tag-mobile-banking-tech-stack"],"acf":[],"post_mailing_queue_ids":[],"_links":{"self":[{"href":"https:\/\/devtechnosys.com\/insights\/wp-json\/wp\/v2\/posts\/64270","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/devtechnosys.com\/insights\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/devtechnosys.com\/insights\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/devtechnosys.com\/insights\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/devtechnosys.com\/insights\/wp-json\/wp\/v2\/comments?post=64270"}],"version-history":[{"count":3,"href":"https:\/\/devtechnosys.com\/insights\/wp-json\/wp\/v2\/posts\/64270\/revisions"}],"predecessor-version":[{"id":66097,"href":"https:\/\/devtechnosys.com\/insights\/wp-json\/wp\/v2\/posts\/64270\/revisions\/66097"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/devtechnosys.com\/insights\/wp-json\/wp\/v2\/media\/64271"}],"wp:attachment":[{"href":"https:\/\/devtechnosys.com\/insights\/wp-json\/wp\/v2\/media?parent=64270"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/devtechnosys.com\/insights\/wp-json\/wp\/v2\/categories?post=64270"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/devtechnosys.com\/insights\/wp-json\/wp\/v2\/tags?post=64270"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}