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Are you looking for the best Cash Advance Apps Like Cleo? Then you have reached the correct place. Cleo, an app for budgeting, helps you improve your budgeting skills using AI.

It uses a breakdown of your expenditures to create a smart budget, build your credit score and help with bills. Cleo is your spending coach and can help you save money.

The app will offer to save objectives, autosave, and hacks. Earn up to 7% in cash back at your favorite stores. Cleo offers you a cash advance of up to $100. It will be returned to you without interest at the date specified. You won’t be subjected to any credit checks, late fees, or origination costs.

Cleo is not for everyone. It does not offer a free account. To get the premium services, you need to pay $5.99 per month. Don’t forget that there is no interest in the wallet. We’ve compiled a list of the 15 best cash advance apps like Cleo that will serve you as well or better than Cleo. Let’s check out these apps.


List of Best 15 Cash Advance Apps Like Cleo 


1. Albert

Albert is one of the best cash advance apps like Cleo that offers interest-free, fee-free cash advances up to $2501. This is the highest amount of borrowing available on any cash advance app. Albert allows you to access a cash advance three times per pay period without requiring a credit check.

This is great if your credit score is low. Albert is free to use, but creating an account has its advantages. You’ll receive your money faster (in just minutes) than if you sent it to your account. You can get your money instantly deposited into your bank account for $6.99 if you need it fast.

However, if you want a complete budgeting tool that focuses on helping you develop credit, an app like Albert could be the correct choice for you. Additionally, it is better to hire dedicated developers who can help develop an app like Albert for your business.

Albert provides valuable tools that will help you track your spending, set up a budget and reach your savings goals. Albert offers a team of geniuses to help you with your financial questions. A team of Albert Geniuses will answer all your questions about money 7 days a week for a fee as low as $6. You’re getting not only a cash advance but also personalized financial advice.


2. MoneyLion

MoneyLion is among the top cash advance apps like Cleo for unexpected financial obligations is a great alternative. The service will lend you $250 within hours, depending on your monthly income and the amount you deposit in your account. MoneyLion is the fastest cash advance app available. You can get your money in a matter of hours if you have a RoarMoney.

MoneyLion does not charge any fees or charges interest on cash advances. MoneyLion wants to keep its service as accessible as possible and interest-free. To do this, it suggests that users who receive cash advances use a tipping system.

MoneyLion doesn’t conduct a credit check on its customers, so there is no risk of your credit score being affected or your loan application being rejected because of it.


3. Chime

Chime’s digital bank account has been available to its customers for nearly a decade. It allows them to make deposits, transfer money, pay their bills, and even receive a paycheck before they need it.

Unlike other popular loan apps like Cleo, Chime charges $1 per month to keep your account open, or Express, which charges anywhere between $2 and $5 for a quick cash advance, is completely free. Chime is completely free. There are no hidden fees, monthly charges, or minimum balance requirements.

Chime will loan you up to $100 until your next payday. Chime’s Spot Me feature allows you to borrow up to $200 if you have a solid payback record.

Chime offers a Visa Debit Card that can be used for no extra cost at any one of the 38,000 Visa Plus Alliance merchants or Visa ATMs located across the country.

How To Build Mobile Payment Apps Like Cash App?


4. Empower

You’re interested in a payday loan but would rather avoid fees and interest. Empower can provide you with up to $250 to cover your emergency expenses. It is one of the leading cash advance apps like Cleo. The money borrowed via the platform can either be deposited for free into your Empower Savings account or into another account at a flat rate of $3.

Empower cards allow you to withdraw money for free from over 37,000 ATMs in the United States. Empower will continue to offer cash advances if you make monthly payments directly into your Empower account. Empower does not check your credit score or charge late fees for non-payment of your loan. This is an additional benefit to using their service.

Empower offers the most cash back among apps that offer cash advances, such as Cleo, because it gives 10% back on hundreds of retailers, including supermarkets and petrol stations.

Your savings, budget, and investments are managed automatically with detailed information on your monthly expenditure and insightful suggestions. Empower is free to download on Android and iOS.


5. PockBox

PockBox is among the best cash advance apps, like Cleo, if you want to access more money than any others on this list. PockBox offers cash advances up to $2500. It is as easy as filling in a few simple forms and comparing lenders within minutes. You can check your eligibility without having to commit to a lender. You can get the money you need as early as the next business day, if not earlier.

The loans start at $100 and go up to $2500. They are perfect for people with bad credit or low credit. PockBox may be able to help you even if other lenders have rejected you.

PockBox can be the best solution if you find that your borrowing limit is not enough to cover your expenses.


6. Klover  

Klover is one of the top cash advance apps like Cleo that offers advances up to $100 to users. Klover offers users spending insights, overdraft security, and a point system that increases borrowing limits.

You can earn points by completing tasks within the Klover application, such as scanning receipts, viewing ads, or taking surveys. These points are then used to cover fees for instant deposits or to increase the amount of cash advance.

The eligibility requirements for Klover are quite complex. You must have received at least three direct deposits from the same employer within the last two months, and the deposits must total at least $250. Your bank account must be active and have at least three consecutive months of biweekly deposits or weekly deposits.


7. Branch

A Branch is one of the best cash advance apps like Cleo on the market today. The program is designed to help employees avoid late fees by giving them more timely access to money and allowing them to monitor their spending through regular notifications and reports.

Cash advance apps like payday apps can be very helpful for companies with a large number of employees without bank accounts. The app gives users a free debit card and digital account.

The Branch will allow you to receive up to $500 per payment cycle or $150 per day, depending on how many hours you work and how much money you make. This money app can help you manage both your personal and professional lives by allowing you to track earnings, communicate with colleagues, and even switch shifts. The branch is free to download on iOS.


8. Brigit

Brigit, a digitally-first lending platform, helps people to get the money they need at the time they need it. It offers fast, convenient, and easy loans for consumers looking for an easier way to borrow.

Brigit, unlike most payday lenders, does not charge high-interest rates or fees on loans that are made via its app. It charges a $5 flat fee for each loan request, regardless of your credit score or the amount you borrow.

Brigit’s mission is to provide consumers with a better option than payday lenders for unsecured personal loans. You can complete the application within minutes on your smartphone or tablet.


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9. Dave

Dave is the first app to address the problem of overdraft fees and is considered to be one of the best cash advance apps like Cleo. Dave is a pioneer in the cash advance industry. It allows users to borrow $500 almost instantly, with no interest or credit checks.

It is easy and quick to install and download. You may qualify for cash advance apps like Dave of up to $500 immediately after signing up. Most apps give out small amounts for new customers. No credit check is required.

However, Dave will look at a variety of factors to determine your eligibility, such as how long it is until your next paycheck, your spending habits, your past history, and the amount you deposit into your account each month. Additionally, investing in cash app development would be beneficial for your business as it is gaining huge popularity.

Dave Debit MasterCard allows you to receive funds instantly. The fee is $1.99-$9.99 depending on the amount of the advance. Your Dave debit card can be used to withdraw money from an ATM or pay for purchases in millions of stores that accept Mastercard.

You can also load your Dave debit card with some amazing offers, including up to 10% cash back at retailers and restaurants, as well as some limited-time specials like 50% cashback on your Shake Shack order.


10. Current

Current’s website states that they are “focused on creating a better financial outcome for people”. With a variety of features, including fee-free overdrafts, cashback, and 4% annual percentage yield savings accounts, it is hard to disagree with them.

Overdrive is one of Current’s popular features. It allows you to access up to $200 worth of overdraft protection for debit card purchases without having to pay any overdraft fees. The overdraft limit of Current is determined by your direct deposit. There’s no charge for using this service to cover expenses between paychecks.

It’s easy to qualify for overdrafts without fees with Current. Set up direct deposit for your $500 monthly paycheck, and you can cover up to $200 of overdrafts with your Current card without any overdraft charges!


11. SeedFi

SeedFi is able to help if you’re in need of a little more money but your credit rating has been tainted. A credit builder plan like SeedFi Borrow & Grow Plan can help you get cash quickly if your credit score is in the people experiencing poverty or ‘fair’ range. With every payment, you can build up your savings and build a good payment history.

Borrow & Grow Plan Loan from SeedFi allows you to get cash immediately while building savings for the future. It is considered one of the fastest and most prominent cash advance apps like Cleo, so if you want to build a cash app, you must hire a reputed app development company.

After the loan has been paid, you own the money in the savings account. It’s yours to spend, save, or transfer anywhere you want. Your payments will also be reported to major credit bureaus. So, paying your plan back as scheduled can help you build a positive payment history.


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12. Earnin

Earnin is available for iOS and Android. It allows you to access your wages earlier, avoiding overdraft fees and payday loan fees. Earnin allows you to access up to $500 of your pay per pay period.

It’s quick and easy to get started. Download the app and link your bank account. Then answer a few simple questions about your employer. Cash Out allows you to get a little bit of extra money with a few taps. Earnin will automatically balance your borrowed amount when you get your next paycheck.

Earnin offers a great way to pay early without any fees or interest charges. Earnin is truly free. This is hard to beat. It’s a much better deal than having to pay $35 or more per overdraft or for a payday loan, which can have interest and fees exceeding 100% APR.


13. Floatme

If you are in need of cash and have a poor credit rating, Floatme is the app for you. It allows you to receive cash advances of up to $50 without incurring overdraft fees. Floatme, a cash advance service geared towards millennials, allows them to get up to $50 in cash without having to pay the overdraft fee.

To be eligible for the advances, you must sign up and pay $1.99 per month. The company does not charge interest on cash advances. The company won’t even look at your credit score before giving you a cash advance.

Floatme, an app like Cleo that loans money, is not only a tool to help you obtain a cash advance but it can also be used for keeping track of your monthly expenditures and presenting them in graphical form so that you can manage your finances better.


14. Varo

Varo can give you a cash advance even before you receive your next paycheck, saving you from the inconvenience of waiting for traditional banks. Varo is among the reputable cash advance apps like Cleo that allows you to withdraw a portion of the money you earn if you deposit your pay directly into your account.

Varo offers apps like Cleo Cash advances. There will be no minimum balance, transfer, or foreign transaction fees. You will also not be held responsible for any illegal fees made with the Varo debit card.

You can use the Varo card at any of 55,000+ ATMs in over 200 countries. You can lock your Varo card in the app if it is lost or stolen. This feature is similar to Cleo’s freeze functionality. It is free to download on Android and iOS


15. Even

Even gives you instant access to money to cover unexpected expenses, like filling your gas tank, paying bills, enjoying a fun activity, or buying groceries. This top loan app, like Cleo, puts a new spin on a cash advance by advancing money against outstanding earnings.

Even does not charge any interest or taxes for cash advances in the same way that apps like Cleo and Dave don’t. To withdraw money from Even, you must pay a subscription fee.

Even the app is available for just $2 per week. It includes all its features and a set of financial planning tools that will help you take control of your finances. Compared Even to Cleo, the time required to set up a cash advance is much shorter, at only one working day. Even is free on Android and iOS.



These cash advance apps like Cleo will provide you with a cash advance. This way, you can avoid taking out expensive loans or payday loans. Cash advances are a better alternative to payday loans or other loans because they do not require credit checks and have lower interest rates. If you want to create cash advance apps like Cleo, you should hire a mobile app development company to help you build a robust app.